Link Building and Digital PR in Regulated Financial Markets

by: Lourenço Gonçalves

Oct 19, 2025

Min Read 8 minutes

Why traditional link building fails in regulated financial services

Traditional link building often falls flat in regulated sectors like finance, because the subject matter is perceived to be inherently “dry” and compliance-heavy, leaving little room for the type of engaging and entertaining content that naturally attracts backlinks.

Unlike sectors like travel and fashion, where brands can earn links through aspirational stories, stunning visuals and relatable experiences, finance firms must navigate strict rules that limit creativity and discourage publishers from linking to content that may be seen as promotional or potentially non-compliant.

The YMYL & E-E-A-T hurdle

Financial content is considered YMYL (Your-Money-Your-Life) by Google and ChatGPT, because any incorrect or misleading information could have a serious impact on an individual’s financial stability. This means search engines and LLMs require demonstrable experience, expertise, authoritativeness, and trustworthiness (E-E-A-T) from content. Low quality or irrelevant links pointing to your pages can hurt rankings and trigger manual penalties in this sector.

bitcoin-content-risks-regulation.jpg

Regulatory compliance is paramount

In most countries around the world, regulators impose strict guidelines on what can or cannot be said by finance firms online. These rules apply not just to content on your website, but also to content you place on the wider web. Making misleading claims, not taking sufficient precautions to safeguard user data, or even linking to unverified or unsecure sources can risk punitive actions, including heavy fines and even being struck off stock exchanges or being barred from trading in the country.

Learn about important security & compliance considerations for financial institutions.

The UK’s FCA and the SEC / FINRA in the USA specify what must be disclosed as well as where and how disclosures should appear, to ensure they’re clear, prominent, and not misleading. These rules apply to content on your site and content that represents or is endorsed by your brand on third-party sites.

The authority ceiling

One of the biggest challenges fintech, insurtech and challenger brands in the finance and insurance industry face is that the top organic spots are often dominated by legacy brands and government websites with a rich history of high-quality, editorial links from top-tier publications. This makes link acquisition from equally high-authority domains essential for businesses that want a share of that organic visibility.

As a specialist fintech SEO agency, we often face this challenge, which can feel insurmountable for scale-ups. Our specialists advise all client not to be intimidated by the huge link volumes most large banks have. Quality matters more than quantity, and earning high-authority links that are perfectly relevant from the most trusted sources in your niche can often help surpass big-name competitors.

Paid linking risks in finance

It’s important to note that paid linking in the financial services sector carries significant risks from an SEO, legal, and reputational point of view. Google explicitly prohibits buying or selling links to artificially inflate a website’s perceived authority. The algorithm is especially sensitive to unnatural link patterns in YMYL sectors, and this is supported by manual reviews.

We’ve written a detailed article explaining why we don’t pay for backlinks. It’s worth a read if you are still considering using advertorials or other sneaky ways to boost your link profile.

Moreover, the FCA, SEC and other regulators are likely to interpret paying for links as a financial promotion or endorsement, which can expose your firm to liability. Undisclosed paid placements violate consumer protection and advertising standards, and risk severe penalties if discovered.

In the hyper-competitive insurance space, this is especially important. Disavowing or getting rid of paid links acquired by insurance SEO agencies could help in extreme cases, especially if the backlink profile is largely comprised of paid links.

Recommended For You

  • Dec 17, 2025
Min Read 6 minutes
How to Increase International Brand Visibility in ChatGPT

International search is no longer just about rankings, keywords and…

Read More
  • Dec 4, 2025
Min Read 9 minutes
10 Evergreen Financial Services Marketing Strategies

Financial services is a trust-heavy, highly regulated industry where acquisition…

Read More
Looking for something specific?

Search our services and insights instantly.

For example: We need help expanding into new markets

I want to understand how you can help me with AI

How can I future-proof my digital strategy?

accuracast_logo